Head of Credit Risk

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Job Summary

  • Shanghai
  • Permanent
  • Ref ID: BBBH840663
  • 17 Feb 2023
  • Competitive

Job Description

Head of Credit from a Leading MNC Bank


  • To lead, supervise and organize daily work of China credit analysis team, including arrange credit analysts' workload, interact with client coverage and product lines on deal structure and sign off on credit risk advice to Credit Committee
  • As secretary to China Credit Committee and Special Asset Committee, to coordinate and organize corporate credit committee, drafting committee minutes
  • Assisted by RM team, to follow up on post-approval credit risk monitoring and control, including early warning signal identification, credit documentation credit risk related matters finalisation, financial ratio covenants compliance monitoring
  • Together with RM Head, to lead credit risk related regulatory reporting contents provisioning, both to regulators and internally to RMC/Board
  • To lead corporate credit risk portfolio review to prepare for annual China Country Risk strategy and limits review
  • To assume other transversal responsibilities assigned by line managers


  • Minimum15 years of credit risk related experiences
  • With strong credit risk skills and proven managerial track record
  • Strong communication skills (both verbal and written) and influencing capacity
  • Strong team player, ability to work independently with commercial team heads on deal structuring, credit risk monitoring and control
  • Self-initiator and self-discipline
  • Independent, critical and logical thinker, enthusiastic learner
  • Organizational awareness and strong organizational skills
  • Solution-driven and multi-tasking skills
  • Working language: English and Chinese (towards regulators)

Dianne Zhai's picture
Dianne Zhai